Speculation is the practice of buying or selling assets for the sole purpose of profiting from price movements, rather than to support long-term productive activity. It typically involves frequent trading, bets on market movements, derivatives without an underlying exposure to hedge. 

Financial assets are tradable claims on future income such as stocks, bonds, currencies, and other securities. These differ from real investments or hedged investments, which involves funding capital into the production of goods and services 

INFO SLIDE: The tender years doctrine has been a family law principle since the late 19th century. Common law presumes that during a child's "tender" years (the definition of the child's tender age varies per country ranging from 0 to as old as 8 years old), the mother should have full custody of the child. The doctrine often arises in divorce proceedings.